#1 Partner for Businesses and Brokers Nationwide

Your goals. Our capital. Let’s make it happen.

Capital in as little as 2 hours—trusted by businesses and brokers nationwide.

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Rowan is a financial technology company, not a bank.

Graphic showing that over $100 million has been funded this year and the funding amount is increasing.
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A graphic with a circular icon crossed by a diagonal line next to the text 'No last-minute stips—ever'.
Graphic showing a 97% deal close rate.
Text graphic stating '4,500+ Businesses funded so far'.
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Why choose Rowan?

Fast. Clear. Built on real relationships.

  • Human-First Underwriting

    We see the whole story—not just the numbers. Real people making real decisions to help your business move forward.

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  • What We Offer Is What You Get

    No bait-and-switch. No last-minute surprises. The offer you see is the funding you receive.

    A digital screen displaying a message that says 'Funding secured' with a green checkmark, and a funding amount of $100,000 in USD.
  • We'll Beat It—Or Tell You Why We Can't

    Bring us any offer. We'll try to beat it honestly, or explain exactly why it's not the right move.

    Pricing comparison between initial and new offer. Old price $110,000 for 60 days, now $120,000 for 90 days, labeled as a new offer.
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Almost

$1 Billion

Funded to Businesses Like Yours

Over 80% of the businesses we fund keep more equity—avoiding dilution to finance growth—while also getting pricing and business guidance to make their capital go further.

Three Tiers of Firepower

Every story’s different. That’s why we built three ways to fund it.

  • Logo with a stylized letter 'K' and the word 'Tapp' against a blue gradient background, with an oval label that says 'Simple' in the top right corner.

    Best for simple, straightforward needs

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    $25K–$1M funding

    24–36 week flexible terms

    Easy application, fast approvals

    Light paperwork, stress-free process

    Perfect for managing cash flow or quick opportunities

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  • Logo for Rowan, a premium service, with a gradient background transitioning from white to teal

    Best for volume, trust and flexibility

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    $25K–$1M funding

    24–36 week flexible terms

    Easy application, fast approvals

    Light paperwork, stress-free process

    Perfect for managing cash flow or quick opportunities

    ##

  • Gradient background with the word 'Austin' and a stylized 'TX' logo, with a small white label that says 'Fast' in the top right corner.

    Best for urgent, time-sensitive needs

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    $25K–$750K available fast

    10–22 week terms

    Rapid approvals, even for challenging situations

    Personal risk review for tough industries

    Designed for businesses needing speed and flexibility

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Just ask them.

Less talking, more wiring.

Not all funders are created equal. Here’s how we do it differently.

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Most Funders

  • Too many offers die on the vine. Empty approvals with no follow-through waste everyone’s time.

  • “Just one more document…” They wait until your deal’s hot, then pile on paperwork.

  • Run by underwriters with no skin in the game. They don’t get the pressure, the pace, or the stakes.

  • Automated, cold, transactional. You’re just another submission in someone’s inbox.

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The Rowan Way

  • 97% of offers actually close. We don’t send out flaky terms—we only quote what we know we’ll fund.

  • Once terms are out, we don’t change the rules. No surprise stips, no new hoops.

  • Built by brokers who’ve lived the hustle. We know how fast deals move—and what it takes to close.

  • You get real relationships + fast money. A deal desk that answers, reps that care, and capital that lands.

Why Business Owners and Brokers Choose Rowan

Funding that’s fast, fair, and built on real relationships.

  • Icon of a clock with motion lines indicating speed or quickness.

    Fast funding

    Get your terms in hours, not days. Quick answers to keep your business moving.

  • Icon of a shield with a checkmark inside, symbolizing security or protection.

    No surprises

    What we offer is what you get. Simple, reliable, and consistent.

  • Outline drawing of a piggy bank with a coin on its back, set against a green to blue gradient background.

    Competitive offers

    We’ll match or beat other options. Great rates, tailored to your needs.

  • Icon of folded money bills arranged in a stack.

    Proven track record

    Over $98M funded last quarter. Already trusted by thousands of businesses.

  • Icon of a light bulb with a smiling face on a gradient background.

    Human insight

    Real people, not algorithms. We see the story behind the stats.

  • Line drawing of a brick wall pattern with six bricks on a gradient green background.

    Built for partnerships

    We know what you’re up against. Here to help you move forward.

  • Icon of a closed wallet with a button or clasp, on a teal gradient background.

    Flexible options

    Early renewals and add-ons as needed. Designed to grow with your business.

  • Icon of a heart with an electrocardiogram line running through it on a gradient teal background.

    Funding with heart

    Your business is more than stats. We fund real plans, real people, real growth.

Funding shouldn’t take forever.

Get funded without the runaround.

Apply now ↗

Today

24 hours

2 days

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  • Send the deal.

    Submit through our portal or email

    One-pager or full doc pack

    You’ll hear back the same day

  • Get terms in under 2 hours.

    Real offers, not soft approvals

    No surprise stips down the line

    Chat to our deal desk if you need backup

  • Close and collect.

    Contract signed, money wired

    Commissions paid on time

    Broker + client both win

See Your Potential Deal in Seconds.

Curious what funding could look like for your business? Use our quick estimator to preview potential terms and payments before you apply.

No endless forms or waiting on sales calls. Just an instant, interactive look at what your financing might be. Plan ahead, know your options, and see how Rowan can help you move forward. This is an estimate designed to help you make informed decisions. Final terms will be tailored to your business—but you’ll always know exactly what to expect with Rowan.

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