Terms of Use

Last Updated: 16th July 2025

Welcome to Rowan Advance (“Rowan,” “we,” “our,” or “us”). These Terms of Use (“Terms”) govern your access to and use of our website, [www.rowanadvance.com] (the “Site”). By using this Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

1. Who We Are

Rowan Advance is a private company based in Edison, New Jersey, offering flexible financing solutions to small enterprises across the United States. Our Site is designed to provide general information about our services and approach to business funding.

2. Eligibility

By accessing the Site, you confirm that you are at least 18 years old and have the legal capacity to enter into these Terms. If you are using the Site on behalf of a business or organization, you represent that you are authorized to do so.

3. Use of the Site

You agree to use the Site in accordance with all applicable laws and not to:

  • Use the Site for any unlawful or fraudulent purpose;

  • Attempt to gain unauthorized access to our systems;

  • Introduce viruses or malicious code;

  • Copy, modify, or reverse-engineer any portion of the Site without written permission.

We reserve the right to suspend or terminate your access if we believe you are in breach of these Terms.

4. No Financial or Legal Advice

All content on the Site is provided for informational purposes only and does not constitute financial, legal, or professional advice. Any funding terms or offers described are subject to change and do not represent a commitment to lend or fund until expressly agreed in writing.

5. Intellectual Property

All content on the Site—including logos, designs, graphics, text, and layout—is the property of Rowan Advance or its licensors and is protected under U.S. and international intellectual property laws. You may not copy, distribute, or create derivative works without our prior written consent.

6. Links to Third Parties

The Site may contain links to third-party websites or resources. These links are provided solely for convenience. Rowan Advance is not responsible for the content or availability of these sites and does not endorse any products or services they offer.

7. Limitation of Liability

To the maximum extent permitted by law, Rowan Advance shall not be liable for any indirect, incidental, special, or consequential damages resulting from your use of (or inability to use) the Site or reliance on its content.

8. Indemnification

You agree to indemnify and hold harmless Rowan Advance, its affiliates, officers, directors, employees, and agents from any claims or demands resulting from your use of the Site, your violation of these Terms, or your violation of any applicable law.

9. Privacy

Your use of the Site is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information.

10. Governing Law & Jurisdiction

These Terms shall be governed by the laws of the State of New Jersey, without regard to its conflict of laws principles. You agree to submit to the exclusive jurisdiction of the state and federal courts located in Middlesex County, New Jersey, for any disputes related to these Terms or your use of the Site.

11. Changes to These Terms

We may update these Terms at any time. When we do, we will revise the "Last Updated" date at the top of the page. Your continued use of the Site after any changes means you accept the updated Terms.

12. Contact Us

If you have questions about these Terms, please contact:

Rowan Advance
Edison, New Jersey
[Insert Email Address]