Empowering ISOs to Succeed
Built for Brokers. Backing Small Businesses.
We make fast, flexible funding happen — with zero drama. No red tape. No credit score obsession. Just straightforward capital for merchants that need it.
Why Brokers Choose Rowan
-
Fast Approvals
Smart underwriting meets speed. Our streamlined process cuts the wait and gets you decisions in record time, often faster than traditional lenders.
-
Same-Day Funding
Approved deals don’t sit around. We move quickly to get capital in your merchant’s hands the very same day.
-
Up to $1,500,000
Need serious capital? We fund deals from £5K all the way to $1.5 million, with flexible terms that match your merchant’s needs.
-
High Commissions
We value your hustle. Earn industry-leading commissions with fast processing and same day payouts so you’re never left waiting.
Our Underwriting Guidelines
Funding Criteria
Targeting clean 2nd positions (40–54 weeks) or recently paid-off 1st positions
EPA-ready deals welcome – fast, simple process
Must show consistent deposits & accounts receivable
Strong revenue ($100K+/month) and established time in business preferred
MCA history reviewed closely
High-risk deals accepted (12–24 week terms) with strong AR & revenue
Daily and weekly repayment options available
Funding up to $1.5MM
Average Deal Size: $239,000
Clean MCA history
Terms: 3–12 months
All states including NY
Max 5 negative days
12 months in business
Weekly payments is always an option
Program Requirements
Funding Amount: $50,000 – $1,500,000
Minimum Revenue: $100,000
Restricted Industries
Nail Salons
Financial
Legal
Auto Sales
Preferred Industries
Doctors and Dentists, Healthcare Equipment, Pharmacies and Drug Stores, Therapist/Behavioral Health, Urgent Care Clinics, Bakeries, Bars and Nightclubs, Beer/Wine/Liquor Stores, Restaurants, Commercial Cleaning, Government Contractors, Manufacturing
Bad Credit? Apply for Hassle-Free Financing
Credit requirements often prevent business owners from getting the financing they need to get their small businesses off the ground. At Rowan Advance, our goal is to provide capital for small businesses by considering a range of factors beyond a poor credit score.
Need funding? We’ll provide the hassle-free financing you need with the best-in-class service you deserve.
Why Choose Rowan?
Rowan delivers fast, flexible funding with competitive rates, high commissions, and minimal stipulations. We prioritize same-day approvals, seamless processing, and early prepay discounts. Partner with us for a smooth, rewarding funding experience.
Competitive rates starting from 1.279.
Same-day commissions on every deal.
Flexible terms up to 54 weeks.
Minimal stipulations for quicker approvals.
Early prepay discounts for merchants.
Why Business Owners and Brokers Choose Rowan
Funding that’s fast, fair, and built on real relationships.
-
Fast funding
Get your terms in hours, not days. Quick answers to keep your business moving.
-
No surprises
What we offer is what you get. Simple, reliable, and consistent.
-
Competitive offers
We’ll match or beat other options. Great rates, tailored to your needs.
-
Proven track record
Over $98M funded last quarter. Already trusted by thousands of businesses.
-
Human insight
Real people, not algorithms. We see the story behind the stats.
-
Built for partnerships
We know what you’re up against. Here to help you move forward.
-
Flexible options
Early renewals and add-ons as needed. Designed to grow with your business.
-
Funding with heart
Your business is more than stats. We fund real plans, real people, real growth.
FAQs
-
Rowan Advance is a trusted funding partner for ISO brokers, providing fast, flexible, and high-commission financing solutions for your merchants. We prioritize transparency, efficiency, and strong partnerships, ensuring that you and your clients receive the best possible terms. With competitive rates, same-day approvals, and a seamless funding process, we help you close more deals and maximize your earnings.
-
Absolutely! Rowan Advance specializes in providing revenue-based financing for merchants in various industries. We move quickly—offering fast approvals, minimal stipulations, and same-day commissions—so you can get your deals funded without delays. Whether your merchants need capital for expansion, payroll, inventory, or cash flow, we structure deals that work for them.
-
Rowan Advance funds deals from $10,000 up to $5 million, depending on the merchant’s financial profile, revenue, and funding history. Whether they need a small working capital boost or a larger expansion fund, we offer flexible terms that help you secure the best deal for them.
-
We offer competitive factor rates starting at 1.28, with commissions up to 12 points. Our deals come with early prepay discounts, same-day commissions, and a commitment to matching lower offers. That means you can maximize your earnings while ensuring your merchants get the best funding solution available. Reach out today to start submitting deals!
Latest Insights
